First Home Buyers

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Fixed Fee - Yes, Fixed.

When choosing a solicitor for your purchase we encourage you to compare apples with apples. We hear about our competitors saying their prices ‘start from’ which is then followed by a long list of add ons. We know that you want to be clear from the start what your lawyer is going to cost.

We get asked all the time what our price includes, so let’s break it down.

For a simple, standard, straightforward transaction:

  • Review of Sale and Purchase Agreement
  • Freehold, Cross-Lease or Unit Title properties
  • Review of Title
  • AML
  • LIM report review
  • Builders Report and review action if necessary
  • Loan documents returned to bank
  • Registration of mortgage on title
  • Any administration fees

To put it simply, that’s all the emails, all the phone calls, all the work required, across all types of properties.

First home purchase with Kiwisaver on your own?

$2,300.00

First home purchase with Kiwisaver for you and a spouse?

$2,450.00

Includes ALL GST and Disbursements. That’s it. Simple. As it should be.

First home buyers flowchart

At The Legal Stuff we take great pride in helping first home buyers get onto the property ladder.

At The Legal Stuff we take great pride in helping first home buyers get onto the property ladder, and we try and make the process as simple, stress-free and smooth sailing as possible.

A big factor in any legal process is the cost, and for first home buyers every penny counts. We don’t believe in hiding our costs, or making our pricing information hard to find. Our fee for a standard property purchase is $2,150.00. Our only ‘hidden’ cost is in plain sight, with an additional fee of $150.00 per Kiwisaver application.

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Compare Apples With Apples

Let’s create an example: Two first home buyers, both withdrawing their Kiwisaver, purchasing a Cross-Lease property with a LIM report condition.

Item Other Local Lawyer The Legal Stuff
Starting Price "Starts from" $1,400.00 Fixed fee $2,450.00
GST and disbursements + $1,970.00 Included
Kiwisaver withdrawal application (2 × $200 + GST) + $460.00 Included
LIM report review (+ GST) + $287.50 Included
Cross-Lease review (+ GST) + $287.50 Included
AML (2 × $50 + GST) + $115.00 Included
Total cost $3,120.00 $2,450.00

That’s over $600 cheaper! And with a new home you’ll want that money for making your home yours.

It’s Simple

We want you to let us handle the legal stuff (it’s in the name after all). Don’t spend time worrying about the cost, start thinking of the art you’re going to hang in the lounge! Our reviews speak for themselves, we love first home buyers, and our prices reflect that.

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Couple unpacking boxes in new home

Google
Reviews

Reviews

Rated 5 based on 188 Google reviews
Emma MacdonaldEmma Macdonalda month agoJo and her team were amazing at supporting us through the process of buying our first home! We were of course anxious and asked a lot of questions but they consistently reassured us and made sure we knew exactly what was going on when.

We also really appreciated that they didn’t push extra services onto us that we didn’t need. They met us where we were and made sure we had exactly what we needed.

I highly recommend these guys to anyone looking for a great lawyer to help them through this process!
Cindy TaylorCindy Taylor3 months agoI recently used this firm to set up my family trust and manage the sale and purchase process for my new home, and the service was exceptional from start to finish.
Both Jo and Kirsten were incredibly knowledgeable, professional, and efficient throughout the entire process. They explained everything clearly, paid great attention to detail, and made what could have been a stressful experience feel smooth and straightforward.
Communication was always prompt, transparent, and supportive, and I genuinely felt like I was in very capable hands the whole way through.
Highly recommend to anyone looking for solicitors who are approachable, detail-focused, like a bit of banter and truly go above and beyond for their clients.
R OR O4 months agoI had an excellent experience working with Jo Wadmore. She was incredibly informative, communicated with ease, and explained all the legal jargon in a way that was clear and easy to understand. The entire process was simple, methodical, and far less overwhelming thanks to her guidance.

As a first‑home buyer, I felt genuinely supported and heard every step of the way. Jo and her team at The Legal Stuff made a huge difference in helping me navigate this milestone with confidence. I highly recommend engaging The Legal Stuff for all your legal needs.

Thank you, Jo, and the team for your outstanding service.
Tracey SamiTracey Sami2 months agoAs a first-home buyer navigating a highly unique situation—purchasing my late father’s deceased estate using a KiwiSaver withdrawal—I cannot thank Kirsten from The Legal Stuff enough. This was far from a standard property transaction. It required meticulous handling of estate laws, strict KiwiSaver compliance, and ensuring everything was strictly arm's-length and legally sound. Kirsten made an incredibly stressful and emotional process smooth and manageable. They were proactive, deeply knowledgeable about KiwiSaver first-home criteria for estate purchases, and kept me informed at every single step. Their attention to detail gave me absolute confidence that everything was being handled correctly, both for the estate and for my own financial future. If you need a solicitor who genuinely understands complex property and estate matters, I highly recommend The Legal Stuff.
Mel IrwinMel Irwin2 months agoWe have used Jo and her team a couple of times now for buying and selling property. As a younger couple we absolutely loved how professional yet down to earth and non-judgemental Jo is. She is so pleasant to deal with and always down for a laugh. Amazing at what she does yet super relatable, caring and friendly. Would highly recommend her and the team at The Legal Stuff.

Still Unsure?

We are happy to offer a free 15-minute consultation phone call to answer any of your questions.

Call 07 838 7099 - Just ask for the 15-minute free consult with Kirsten or Jo.

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Sketch of first home buyers

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